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Health Insurance
Health Prime Rider
Key Features
Reinventing Wellness
Coverage Highlights
Enhance your health insurance with extra protection, including OPD and much more
Unlimited Tele-Consultation
Round-the-clock access to medical professionals through video, audio, or chat channel for primary and follow-up consultations
Doctor Consultation Cover
In-person doctor visits covered at designated network centres
Preventive Health Check-ups
Annual screenings, including fasting blood sugar, ECG, lipid profile, and liver function tests
Physical Fitness Coverage
Expert consultations to promote physical well-being and fitness routines
Note
Please read policy wording for detailed terms and conditions
Inclusions
What’s covered?Medical Consultation Cover
Doctor consultation (in clinic) & Tele-consultation benefits available for various options
Mental Wellness Consultation
Counselling sessions for emotional and psychological well-being
Dental Wellness
Covers Dental Consultation, investigation & procedures
Pathology & Radiology Cover
Covers essential diagnostic tests at network centres
Fitness & Nutrition Support
Access to expert guidance on exercise routines and dietary habits
Note
Please read policy wording for detailed terms and conditions
Exclusions
What’s not covered?Cosmetic Treatments
Excludes plastic surgery and other aesthetic procedures unless medically necessary
Maternity Benefits
No coverage for prenatal or postnatal care, delivery, or newborn-related expenses
Pre-Existing Conditions
Waiting period for pre-existing diseases is applicable as per the base policy
Note
Please read policy wording for detailed exclusions
Benefits You Deserve
Online Discount
Pay online, skip middleman, get discounts
Time Saving
Just a few clicks and you are covered
Lifetime Renewability
A few clicks to keep your medical coverage lifelong.
At-A-Glance
Compare Insurance Plans Made for You
| Cover Name |
Individual Option 2 |
Individual Option 5 |
Individual Option 7 |
Individual Option 8 |
Floater Option 4 |
Floater Option 5 |
Floater Option 6 |
|---|---|---|---|---|---|---|---|
| Tele Consultation Cover (Insta Consultation) | Unlimited (All Specialties) | Unlimited (All Specialties) | Unlimited (All Specialties) | Unlimited (All Specialties) | Unlimited (All Specialties) | Unlimited (All Specialties) | Unlimited (All Specialties) |
| Doctor Consultation Cover (In-clinic) | - | 3000 | 7500 | 30000 | 10000 | 12500 | 30000 |
| Doctor prescribed Investigations Cover – Pathology & Radiology Cover | 1500 | 7000 | 7500 | 30000 | 10000 | 12500 | 30000 |
| Annual Preventive Health Check-up cover | 1 Voucher (Silver) | 1 Voucher (Silver) | 1 Voucher (Gold) | 1 Voucher (Platinum) | 2 Voucher (Gold) | 4 Voucher (Gold) | 4 Voucher (Platinum) |
| Dental Wellness - Consultation, Investigation & Procedures Cover | - | - | 5000 | 30000 | 10000 | 12500 | 30000 |
| Diet & Nutrition Consultations | - | - | 10 Sessions | 30 Sessions | 15 Sessions | 25 Sessions | 30 Sessions |
| Emotional Wellness | - | - | 6 sessions | 20 sessions | 8 sessions | 15 sessions | 20 sessions |
| Physical Fitness coverage | - | - | - | 365 Sessions | - | - | 365 Sessions |
Download Policy Documents
Get instant access to policy details with a single click
Why Insure Your Health with Bajaj Allianz?
View All
Health Companion
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits.
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Other Products
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Step-by-Step Guide
To help you navigate your insurance journey
How to Buy
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Visit Bajaj Allianz website
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1
Enter personal details
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2
Compare health insurance plans
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3
Select suitable coverage
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4
Check discounts & offers
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5
Add optional benefits
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6
Proceed to secure payment
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7
Receive instant policy confirmation
How to Renew
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Login to the app
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1
Enter your current policy details
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2
Review and update coverage if required
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3
Check for renewal offers
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4
Add or remove riders
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5
Confirm details and proceed
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Complete renewal payment online
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7
Receive instant confirmation for your policy renewal
How to Claim
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Notify Bajaj Allianz about the claim using app
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Submit all the required documents
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2
Choose cashless or reimbursement mode for your claim
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3
Avail treatment and share required bills
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4
Receive claim settlement after approval
How to Port
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Check eligibility for porting
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1
Compare new policy benefits
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2
Apply before your current policy expires
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3
Provide details of your existing policy
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4
Undergo risk assessment by Bajaj Allianz
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5
Receive approval from Bajaj Allianz
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6
Pay the premium for your new policy
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7
Receive policy documents & coverage details
Quick Links
Diverse more policies for different needs
Insurance Samjho
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
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Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Explore our articles
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Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Cashless Claims
Excellent service for your mediclaim cashless customers during COVID. You guys are true COVID warriors, helping patients by settling claims during these challenging times
Arun Sekhsaria
Mumbai
28th May 2021
Instant Renewal
I am truly delighted by the cooperation you have extended in facilitating the renewal of my Health Care Supreme Policy. Thank you very much.
Vikram Anil Kumar
Mumbai
26th Jul 2020
Quick Claim Settlement
Good claim settlement service, even during the lockdown, has enabled me to sell the Bajaj Allianz Health Policy to more customers.
Prithbi Singh Miyan
Pune
26th Jul 2020
Instant Policy Issuance
Very user-friendly. I got my policy in less than 10 minutes.
Jaykumar Rao
Bhopal
24th May 2019
FAQ's
The best health plan offers comprehensive coverage, cashless treatment at network hospitals, a high claim settlement ratio, and excellent customer support.
The four common health insurance plans are individual, family floater, critical illness, and senior citizen health insurance, each catering to specific needs and demographics.
A Rs. 1 crore health insurance plan provides extensive coverage for high medical expenses, offering comprehensive financial protection against significant healthcare costs.
Health insurance offers broader coverage, including pre and post-hospitalisation expenses, while mediclaim policy primarily covers hospitalisation costs, making health insurance more comprehensive.
Health insurance offers broader coverage, including pre and post-hospitalisation expenses, while mediclaim policy primarily covers hospitalisation costs, making health insurance more comprehensive.
The best health insurance provider in India is Bajaj Allianz General Insurance Company. We offer comprehensive plans, a wide network of hospitals, a high claim settlement ratio, and responsive customer service.
Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.
You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.
Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.
Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.
Request a physical copy from the insurer or take a printout of the digital policy document received via email.
Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.
Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.
Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).
Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).
Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.
Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.
We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.
Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo
Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.
Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.
What is Health Prime Rider?
Health Prime Rider is an add-on health insurance policy that provides enhanced coverage for various medical expenses, ensuring financial protection during unexpected healthcare emergencies. It is designed to enhance the coverage of your existing health insurance policy by providing additional benefits.
Key Coverages Of A Health Prime Rider
Teleconsultation Cover:
If the Insured member is suffering from any illness or injury, he / she can consult Medical Practitioner/ Physician/Doctor listed on the Digital platform of concerned service provider’s application via video, audio, or chat channel.
Doctor Consultation Cover (In Clinic):
If the Insured/Insured members are suffering from any illness or injury they can consult doctors in person from prescribed network centers or can consult doctors outside prescribed network centers up to the limit as specified under this Rider.
Doctor-Prescribed Investigations Cover – Pathology & Radiology Expenses:
If the Insured/Insured members are suffering from any illness or injury they can avail the service for investigations for pathology or radiology from prescribed network centers or outside prescribed network centers up the limit as specified under this rider.
Annual Preventive Health Check -up Cover:
The Insured/Insured member/s can avail the free Preventive health check-up once a year.
Dental wellness: Consultation, Investigation & Procedures:
Expenses for consultation with dentist, dental fillings, dental X-ray investigation, procedures like root canal treatment, extractions, crown restorations are covered.
Diet & Nutrition Consultations:
Get expert advice on how to maintain a balance between good nutrition and diet. Video/audio/chat consultation with renowned Dieticians and Nutritionist listed on the digital platform is covered.
Emotional Wellness:
Consult an emotional health coach/psychologist listed on the Digital platform
Physical Fitness coverage:
Avail fitness facilities in network Gymnasiums, a total of 365 sessions, one session per day.
Benefits of Choosing Bajaj Allianz Health Prime Rider
1. Extensive coverage: With its comprehensive coverage, Bajaj Allianz Health Prime Rider provides peace of mind by safeguarding individuals and their families against rising medical costs.
2. Flexibility: Policyholders can customize their coverage by adding optional riders, such as the critical illness cover, to tailor the plan to their specific needs.
3. Cashless hospitalization: The cashless hospitalization facility at a vast network of hospitals ensures a hassle-free experience during medical emergencies, eliminating the need for upfront payment.
4. Preventive care: The annual health check-up benefit encourages policyholders to prioritize preventive healthcare measures, promoting early detection and timely treatment of potential health issues.
Why Choose Bajaj Allianz Health Prime Rider?
Bajaj Allianz General Insurance Company is a reputed and trusted name in the insurance industry, known for its customer-centric approach and prompt claim settlement process with it’s in house Health Administration Team to support every step of the way. With Health Prime Rider, individuals can secure their financial future and enjoy peace of mind, knowing that their healthcare needs are well-protected with this enhanced add-on.
Advantages Of Opting for Health Prime Rider Add-On
There are several reasons why you should consider adding an add-on to your health insurance policy as an individual or for your family:
Reason | Description |
Enhanced coverage | Add-ons allow you to extend the scope of your health insurance policy and include additional benefits or treatments that may not be covered under the base plan. |
Customized protection | Different individuals or families may have varying healthcare needs based on their age, medical history, or lifestyle. Add-ons enable you to tailor your health insurance policy to your specific requirements, ensuring that you have the necessary coverage when you need it. |
Cost-effective | While add-ons come at an additional premium, they can be more cost-effective in the long run compared to paying out-of-pocket expenses for treatments or procedures not covered by the base plan. This can help you avoid financial strain in case of medical emergencies or costly treatments. |
Preventive care | It provides coverage for preventive health check-ups, which can help detect potential health issues early and facilitate timely treatment, potentially reducing the overall healthcare costs. |
Tax benefits | The premiums paid towards add-ons are eligible for tax deductions, providing additional financial benefits. |
Peace of mind | By opting for relevant add-ons, you can have greater peace of mind knowing that you and your family are better protected against various healthcare contingencies, reducing the financial burden in case of unexpected medical expenses. |
It's important to carefully evaluate your individual or family's healthcare needs, review the available add-on options, and consult with your insurance provider or a financial advisor to make an informed decision about the most suitable add-ons for your health insurance policy.
Why juggle policies when one app can do it all?
Download Caringly Yours App!
What makes our insurance unique
Our offices will stay open from 29th to 31st March 2025 to assist you with all you insurance needs as the financial year ends | With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
